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Why we choose Ambetter

Affordable Premiums & Strong Value

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  • Ambetter is often praised for offering competitive, lower monthly premiums compared to many other ACA Marketplace plans, especially with available subsidies.

  • Investopedia analysis found Ambetter had the lowest average out-of-pocket maximum for individuals and families across federal Marketplace plans.

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Waves

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Wellness Incentives with My Health Pays®

  • Members can earn rewards (e.g., for wellness exams, vaccines, fitness) through the My Health Pays® program. Rewards can be applied to premiums, bills, groceries, or child care.

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Modern Convenience & Support Tools

  • Ambetter offers virtual 24/7 care, a nurse advice line, digital ID cards, mail-order pharmacy, and online/mobile portal for account and plan management.

  • Serving over 4 million members across 26–29 states, Ambetter leverages Centene Corporation’s national infrastructure while emphasizing local-level care delivery.

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Wide Plan & Provider Options

  • Offers a range of plans (Bronze, Silver, Gold), plus multiple network types (HMO, EPO, PPO—and even POS).

  • Generally, Ambetter has a broad provider network, though availability may vary by state.

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